Franchise Health Plan offers a choice of 6 plans: All plans are offered through United Healthcare, and they are available in all 50 states.

Your Franchise organization offers your opportunity to elect health for you and your full-time employees.

All plans use a preferred provider organization (PPO) format with one of the largest networks of providers in the United States.

What happens if you or your family member leaves the job? You will lose your Franchise offered employer- supported group coverage. It may be possible to keep the same policy, but you will have to pay for it yourself. This will certainly cost you more than group coverage for the same, or less, protection.

A Federal law makes it possible for most people to continue their group health coverage. This is called COBRA (for the Consolidated Omnibus Budget Reconciliation Act of 1985), the law requires that if you work for a business of 20 or more employees and leave your job or are laid off, you can continue to get health coverage for at least 18 months. You will be charged a higher premium than when you were working.

You also will be able to get insurance under COBRA if your spouse was covered but now you are widowed or divorced. If you were covered under your parents' group plan while you were in school, you also can continue in the plan for up to 18 months under COBRA until you find a job that offers you your own health insurance.

Not all employers offer health insurance. You might find this to be the case with your job, especially if you work for a small business or work part-time. If your employer does not offer health insurance, you might contact Franchise Health Plan for Individual & Family Health Plan options.